Investor presentation
Shaping the digital landscape beyond banking
August 2020
![](http://praxis-presentation.ru/upload/media/img/projects/sber-presentation/img/intro-background-2560.jpg)
Data-fueled decisions
![](http://praxis-presentation.ru/upload/media/img/projects/sber-presentation/img/stats-background-2560.jpg)
![](http://praxis-presentation.ru/upload/media/img/projects/sber-presentation/img/screen-1-1600.jpg)
Strategy 2023 targets
![](http://praxis-presentation.ru/upload/media/img/projects/sber-presentation/img/screen-2-1600.jpg)
Guidance 2020 & 2021
![](http://praxis-presentation.ru/upload/media/img/projects/sber-presentation/img/screen-3-1600.jpg)
Expanding
the Ecosystem
![](http://praxis-presentation.ru/upload/media/img/projects/sber-presentation/img/illustration-1-1600.png)
![](http://praxis-presentation.ru/upload/media/img/projects/sber-presentation/img/screen-4-1600.jpg)
2Q 2020 Earnings
![](http://praxis-presentation.ru/upload/media/img/projects/sber-presentation/img/screen-5-1600.jpg)
![](http://praxis-presentation.ru/upload/media/img/projects/sber-presentation/img/screen-6-1600.jpg)
Retail clients
Focus On Traffic
Ecosystem facilitates client inflow
![](http://praxis-presentation.ru/upload/media/img/projects/sber-presentation/img/circles-titles-1600.png)
![](http://praxis-presentation.ru/upload/media/img/projects/sber-presentation/img/screen-7-1600.jpg)
Key goals of Strategy 2023: financial metrics of the Group
Client centricity & traffic
![](http://praxis-presentation.ru/upload/media/img/projects/sber-presentation/img/traffic-1600.jpg)
![](http://praxis-presentation.ru/upload/media/img/projects/sber-presentation/img/screen-8-1600.jpg)
What's Next?
Transforming key operation principles to
fit hyper-personalized world
![](http://praxis-presentation.ru/upload/media/img/projects/sber-presentation/img/screen-9-1600.jpg)
![](http://praxis-presentation.ru/upload/media/img/projects/sber-presentation/img/traffic-background-2560.jpg)